Call Us 813-213-9600


We are happy to assist you in selecting the best coverage.

Get a Quote


We get you the right coverage for the right price.

Get a Quote


We offer free quotes and dedicated personal service.

Get a Quote
Home » Boat Insurance

Boat Insurance

aerial photography of white yacht on calm watersBoat owners need appropriate boat insurance to help safeguard their investment and financial security. Contact Iron Rock Insurance in Apollo Beach, Florida, for a customized boat insurance policy.

How Much Does Boat Insurance Cost?

The cost of boat insurance varies significantly based on several factors, including the following:

  • Type and size of the boat—Larger boats or those with higher value may have higher insurance premiums.
  • Usage—How often and where you use your boat can affect the cost.
  • Storage—Where you store your boat when it’s not in use can impact insurance rates.
  • Coverage options—Broader coverage can offer more protection but typically increases the cost.

What Does Boat Insurance Cover?

Boat insurance policies can provide a range of coverages that may help protect you against various risks, which may include the following:

  • Physical damage—This may help cover the repair or replacement of your boat if it’s damaged or destroyed by a covered risk.
  • Liability—Boat liability insurance is crucial as it may help protect you if you’re responsible for injuring others or damage to their property.
  • Theft and vandalism—This may help protect you if your boat is stolen or vandalized.
  • Medical payments—This may help cover medical expenses for you or your passengers if you are injured in a boating accident.

Contact Us

Iron Rock Insurance in Apollo Beach, Florida, offers tailored boat insurance solutions to meet the unique needs of boat owners. Contact us today for a personalized boat insurance quote.